The short version: The calculator itself runs entirely in your browser and stores none of the numbers you enter. We don't ask for your name, email, or account. The only data involved comes from standard web hosting logs and the third-party advertising and analytics services described below.
1. Who we are
This Privacy Policy applies to the Compound Interest Calculator website ("we," "us," or "the Site"). If you have any questions, you can reach us at jihosite@gmail.com or through our Contact page.
2. Information we collect
We aim to collect as little as possible.
- Calculator inputs: The amounts, rates, and time periods you type are processed locally in your browser to produce results. They are not transmitted to us or stored on any server. Refreshing the page clears them.
- Standard server logs: Like most websites, our hosting provider may automatically record basic technical data such as your IP address, browser type, device, referring page, and the date and time of your visit. This is used for security and to keep the Site running reliably.
- Cookies and similar technologies: Cookies may be placed on your device by us and by the third-party services described below, primarily for advertising and analytics.
We do not knowingly collect any personally identifiable information that you do not voluntarily provide (for example, if you email us).
3. Cookies
A cookie is a small text file stored on your device. We and our service providers use cookies to understand how the Site is used and to deliver and measure advertising. You can disable or delete cookies at any time through your browser settings, although some features may not work as intended if you do.
4. Third-party advertising & Google AdSense
We may display advertising served by third parties, including Google, to help keep this tool free.
- Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this Site and other websites.
- Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to this Site and/or other sites on the internet.
- You may opt out of personalized advertising by visiting Google Ads Settings. You can also opt out of a third-party vendor's use of cookies for personalized advertising by visiting www.aboutads.info.
- Third-party ad networks and vendors that we do not control may also use cookies, web beacons, or similar technologies to collect information about your activity across websites in order to provide relevant advertising. We do not have access to or control over these cookies.
For more information on how Google uses data when you use our partners' sites or apps, see Google's policy page.
5. Analytics
We may use privacy-respecting analytics tools to understand aggregate, anonymized usage — such as which pages are most visited — so we can improve the Site. These tools may set cookies or collect technical data as described above. They do not identify you personally.
6. Your choices
- Browser controls: You can block or delete cookies and disable JavaScript through your browser settings.
- Personalized ads: Use the opt-out links in Section 4 to limit personalized advertising.
- Do Not Track: Some browsers send a "Do Not Track" signal. Because there is no industry standard for responding to it, the Site does not currently change its behavior based on this signal.
7. Children's privacy
This Site is intended for a general adult audience and is not directed at children under 13. We do not knowingly collect personal information from children. If you believe a child has provided us information, please contact us and we will delete it.
8. Data security & retention
Because the calculator does not collect or store your inputs, there is no personal financial data for us to secure or retain. Standard server logs are retained only as long as needed for operational and security purposes.
9. International visitors
This Site is intended primarily for users in the United States. If you access it from elsewhere, you do so on your own initiative and are responsible for compliance with local laws.
10. Changes to this policy
We may update this Privacy Policy from time to time. When we do, we'll revise the "Last updated" date at the top of this page. Continued use of the Site after changes means you accept the updated policy.
11. Contact us
Questions about this policy or your privacy? Email us at jihosite@gmail.com.